Blogs & News

Research Report: The High Price of Low-Income Insurance
Although the data may indicate a difference in risk, adjusting ratings based on that data could increase the level of scrutiny of whether that differentiation is acceptable.

Research Report: Liberty’s New Agency, Lemonade in Telematics, and Climate Change
Many national carriers are transitioning away from the captive agent model and creating their own independent agencies…

Research Report: Embedded Insurance is Growing Up
Embedded insurance is already out in the wild, benefiting both insurers and financial companies, and the opportunity is massive for anyone who can get in. And while regulations are coming into play, people are taking on those challenges because embedded insurance presents such a valuable opportunity.

Research Report: The Future of Insurance is Here
“With Dais’ simple quote to issue platform, agents enjoy an excellent user experience and take advantage of rich API (application programming interface) functionality through the product lifecycle.”

Research Report: Airline Pilot Error Signals Higher Exposures Across the Board
Pilots are just one of the more visible examples of the effect of breaks and reduced hours during COVID. The workplace and experience changes triggered by the pandemic are a problem for all kinds of employees, from truck drivers and forklift operators to surgeons and accountants. There’s a high likelihood that human error will be greater as we return to normal.

Berkley Re Solutions and Berkley Program Specialists Introduce New Workplace Violence Program
Dais and Berkley Re Solutions have combined their unique program design and distribution capabilities to bring a new insurance program for Workplace Violence to the marketplace.

Insurance As An API
Insurance as an API allows third parties to use their unique data to deliver quotes within their own customer experience, and even provide an integrated buying experience. (This is more commonly known as “embedded insurance”) It allows coverage choices to be tailored based on the unique knowledge of the customer, who they are, and their risks.

Research Report: The Future of Insurance from AI to Decentralized Finance
In McKinsey’s latest report on insurance, they explore the 5 trends that will have an industry-shifting impact on insurance. These advances represent a significant opportunity—as we’ve seen with recent insurtech funding—but the changes also pose an existential threat for insurers that are slow to adapt.

Research Report: The Digital Agent Experience Gap and Amazon’s Growing Insurance Footprint
According to a recent survey by Celent, carriers are viewing agency portals (and the agency experience overall) as key growth drivers. 94% of carriers surveyed aim to have an above-average or world-class agency experience, and 65% rate their current experience as average.

Research Report: Insurtech Innovation and the Future of Blockchain
With around 50% of customers willing to consider coverage from new insurers, the recent influx of capital for insurtech startups represents a real challenge for traditional insurers…

Research Report: Insurance’s Tech Arms Race
To compete in the digital age, insurers need to move away from legacy systems and shift to an API-driven architecture.

Research Report: APIs and Embedded Insurance Create Massive Opportunities for Insurers
Embedded insurance and binding through APIs are the key drivers of Branch’s high valuation. It is good market validation of the tech capabilities that the Dais platform can give to any carrier, no-code required.

Research Report: Personal Auto Insurance Challenges
Auto insurance scores are used by carriers as a factor in personal auto underwriting. If they’re taken away, carriers will need to find alternate data sources.

Research Report: Insurance and Climate Change
Lloyd’s of London pledges to stop selling policies to fossil fuel companies…

Research Report: Inflation’s Impact on Insurance
GEICO is no longer selling insurance over the phone in 16 states. They say it’s due to increasing repair costs, used car prices, and the frequency of accidents.

Research Report: Underinsured Homeowners Crisis
Only 30% of homeowners have taken the necessary steps to maintain proper insurance coverage.

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